APPO ACCESS network is designed to dovetail with most healthcare plans. It is a traditional ppo product.

Members have complete flexibility to use in-network or out-of-network providers. However, health plans would encourage members to stay within the network by offering a higher benefit level and less out-of-pocket expenses when an in-network provider is utilized.

APPO ACCESS is available for self-funded and fully insured benefit plans. The network can be leased by employer groups, third party administrators, insurance companies, and national ppo networks.